How do I activate a new HDFC credit card?

Activate HDFC credit card easily and start enjoying a wide variety of benefits offered by HDFC Bank’s credit card range. HDFC Bank credit card allows you to enjoy many different varieties of cards from which customers can benefit. Enjoy many discounts and rewards with your HDFC credit cards on all of your credit card purchases. So, to get all the benefits offered by your new HDFC credit card, you need to activate it once you get it. You can activate your HDFC credit card within 37 days of receiving it, that is, 30 days + a grace period of 7 days as per RBI guidelines. Your card will be closed permanently in case you fail to activate it within that period. 

That is why it is of utmost importance that you learn how to activate an HDFC credit card. The different methods will be discussed in this article.

You can also explore easy ways to activate an HDFC credit card to understand alternate methods in a simplified guide.

Can I activate my HDFC credit card online?

Yes, you can activate HDFC credit card online with ease through NetBanking. Follow the steps below to complete the HDFC credit card activation process:

• Enter your customer or user ID and password to access the HDFC NetBanking Portal.
• Navigate to the ‘Cards’ menu and choose ‘Requests’ from the Credit Cards section on the screen’s left side. 
• Select “Instant PIN generation” using the list that drops down.
• You must now choose the card for which the PIN needs to be generated.
• Enter your new 4-digit PIN.
• Click “Confirm” after entering the PIN once more to finish the verification process.
• You will receive OTP on your registered phone number. Enter in the OTP to finish the 

HDFC Bank Credit Card PIN Activation Through MyCards Portal

By authenticating into the bank’s MyCards portal, you can finalize the HDFC credit card activation procedure. Remember that you can only accomplish this using a smartphone. This is how you do it:

• Go to the official MyCards website and register by providing your OTP and mobile number. 
• Click the ‘Credit Card’ tab.
• Input the final four digits to register your credit card now.
• Choose ‘Set PIN’ on the next page.
• Enter the digits to create your 4-digit PIN.
• Enter your 4-digit PIN once more, choose “confirm,” and indicate when the card expires. 
• OTP will be sent to the phone number you registered. Enter in the OTP to finish the 

How To Activate HDFC Credit Card Through Mobile App?

In its constant pursuit of hassle-free banking, HDFC Bank allows you to activate HDFC credit card directly through the official mobile application. This method is quick, secure, and can be done from the comfort of your home. Follow the steps below to activate your HDFC credit card using the mobile app:

• Enter your mPIN to access the official HDFC Bank app and log in.
• Select the ‘Cards’ option.
• From the drop-down menu, select “Credit Cards.”
• Click or tap “Requests.”
• To generate a PIN instantly, select it.
• To create a PIN, select the card number that needs it.
• Type the 4-digit PIN.
• Enter the PIN once more to confirm.
• To activate your HDFC credit card, enter the OTP that was sent to your registered phone number.

How To Activate HDFC Credit Cards Through WhatsApp?

Your HDFC Bank credit card can now be activated via WhatsApp as well. Check the steps below to learn how:

• Put 7070022222, the HDFC Bank’s WhatsApp number, in your phone’s contact list.
• The message “Manage My Credit Card” should be sent to this phone number.
• From the options that are shown to you, select “Online Transactions.”
• Enter the OTP that was sent to your phone.
• Please input your credit card’s last four numbers.
• The credit card transactions you make will appear as “disabled.” 
• Permit it to finish activating your new HDFC credit cards.

HDFC credit card activation offline?

Your HDFC Bank credit card can also be activated through internet connectivity. You can request the same through the toll number 1860 266 0333 or at the nearest ATM. 

How To Activate an HDFC Credit Card In an ATM?

You can activate a new HDFC credit card by visiting an ATM in the following way:

• Make a toll-free call at 1860 266 0333.
• To get an OTP on the phone number you registered, follow the instructions.
• At the ATM nearest to you, insert the credit card.
• Choose the option labeled “Create new ATM PIN using OTP.”
• Enter the one-time password (OTP) that was sent to your phone.
• Enter the phone number you registered.
• Create your 4-digit PIN.

HDFC Credit Card Activation Customer Care Number

You can activate your HDFC Bank credit card pin by calling the bank’s customer service number by taking the following steps:

• For the “Generate OTP” prompt, dial 1. You will then receive an OTP via SMS on your registered mobile number. 
• You then proceed to enter the six-digit OTP received on your registered phone number. 
• Enter the six-digit OTP that was sent to your registered phone number.
• Make a 4-digit PIN and add a hash (#) after it.

How To Activate HDFC Credit Cards Without Net Banking?

You can activate HDFC credit card without using NetBanking by choosing from several convenient alternatives. These include using the HDFC MyCards portal, WhatsApp banking, the official mobile application, a toll-free customer care number, or visiting the nearest ATM. These methods allow you to activate HDFC credit card quickly and securely without needing to log into NetBanking. So, even if you’re not comfortable with online banking, you still have multiple options to activate your HDFC credit card hassle-free.

How To Activate Renewed HDFC Credit Cards?

The following are steps on how to do credit card activation with HDFC for a renewed credit card:

• Enter password and customer/user ID to open HDFC NetBanking Portal
• Click on “Manage my Credit Card” under the Credit Card tab.
• online(transaction over e-commerce)
• Select the credit card that needs to be activated
• Enter the ATM Phone no to generate OTP
• Enter the last 4 digits of the Credit Card No
• Now you can change the online transaction status for your card.

HDFC Credit Card International Activation

All credit cards are, by default, inactive for international usage. However, while you’re abroad, you can activate your new HDFC credit card by simply following the steps as provided below:

• Log in to the HDFC NetBanking Portal by using your customer/user ID and password.
• Go to the ‘Credit Card’ section and click on your credit cards.
• Click on ‘Customise’.
• Enable ‘International Usage’.
• You can now select the mode you wish to receive the OTP at.
• Verify international activation of HDFC credit cards by using OTP.

Read More:

• what is IGST in Credit Card Transactions
• How EMI Works on a Credit Card

Conclusion

There are several convenient methods available to activate your HDFC credit card. If you prefer online options, you can easily activate your HDFC credit card via the NetBanking portal. Alternatively, you can visit the nearest HDFC Bank branch or call the toll-free number to activate HDFC credit card offline.

You also have the flexibility to activate HDFC credit card through other digital options such as WhatsApp, the official HDFC mobile app, or at any HDFC ATM. Each of these methods is designed to offer a smooth and secure activation experience, so you can choose whichever is most convenient for you.

As per the RBI guidelines, credit cards must be activated within 30 days to avoid permanent closure

Frequently Asked Questions